At the same time, proficiencies are deemed as anything higher than that mark. As a precedent, each attribute's median value for a given race is 40, so attribute deficiencies are considered to be anything below the 40 mark.
While you'll likely choose whichever gender you wish regardless, it's important to keep in mind that the genders differ in their attribute values with some races. Your race will determine any special skills, and class predilections you may inherit, along with inborn attributes and skill bonuses. As soon as you set foot on the docks in Morrowind, you will be asked about your race and gender.
